Declaration and Authorization
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The full terms and conditions of Travel Insurance is available here.
I/We hereby declare and agree that:
a.) All written information provided by Me/Us in this application or any formal questionnaire, or other confirmation signed by Me/Us in conjunction with this application, and statements and answers made to AIG Philippines Insurance, Inc. (“AIG”) are complete, true and correct, and I/We understand and agree that AIG , believing them to be such, will rely and act on them, otherwise any policy issued or coverage granted by AIG may be declared void at its option.
b.) This application provides details of my Travel Insurance Policy, underwritten by AIG. It forms part of my Certificate of Insurance and is subject to the exclusions, terms and conditionsof the actual Policy. I/We am/are fully aware that I/we are required to disclose in this application, fully and faithfully, all the facts which you know or ought to know; otherwise, the policy issued thereunder may be declared void at AIG ' option.
c.) This application is not a contract of insurance. No insurance is in force until this application is accepted by AIG. However, My/Our declarations or disclosures shall form the basis of the contract of insurance.
d.) Once the insurance is activated, it is non-cancellable and non-refundable.
e.) Any personal information collected, held (whether contained in this application or otherwise obtained) or provided to AIG may be held, used, and disclosed by AIG to individuals, service providers, and organizations associated with AIG or any other selected third parties (within or outside of the Philippines, including reinsurance and claims investigation companies and industry associations) for the purpose of processing this application and for providing subsequent service for this and other financial products and services, direct marketing and data matching, and to communicate with Me/Us for such purposes. I/We understand that I/We have the right to obtain access to and to request correction of any personal information held by AIG concerning Me/Us. Such request may be made at AIG’ Customer Service Centers.
f.) I/We are in good health, free from physical impairment or deformity and I am/we are not traveling to receive medical treatment.
g.) Pre-existing medical conditions are not covered by the insurance.
h.) I/We understand that the maximum period of cover for any trip is thirty (30) days.
i.) I/We understand fully that this policy is only valid for travelers that are seventy (70) years old and below.
j.) I/We also irrevocably authorize any organization, institution, or individual that has any records or knowledge of Me/Us or My/Our insured family member(s)’ health and medical history and any treatment or advice, to disclose such information to AIG. This authorization shall bind Me/Us and My/Our insured family member(s), successors and assigns, and remain valid, notwithstanding My/Our or My/Our insured family member(s)’ death or incapacity. A copy of this authorization shall be as valid as the original.
This Travel Insurance is underwritten by AIG Philippines Insurance, Inc.